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Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Act 2026

(Act 23 of 2026)
Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025 (Bill 5 of 2025)

Bill entitled an Act to provide for the disregard by insurers of a person’s medical history, in respect of a cancer diagnosis, for the purposes of an application for mortgage protection insurance relating to the person’s principal private residence; to provide for the maximum level of such insurance cover to which that disregard shall apply; to make provision in relation to the winding-up of certain insurers and reinsurers and for that purpose to amend the Insurance Act 1936; to make provision regarding certain insurance undertakings required to make contributions to a sub-fund of the Insurance Compensation Fund and payments into that sub-fund and for those purposes to amend the Insurance Act 1964; and to provide for related matters.

Last updated: 15 Jul 2026

Sponsored by: Catherine Ardagh;

Source: Private Member

Originating House: Dáil Éireann

History of this Act

The Bill has been signed into law by the President.

15 Jul 2026

  • Dáil First Stage

    18 Feb 2025

    Dáil First Stage

    The Bill is initiated or presented to the House

    18 Feb 2025

    Completed

  • Dáil Second Stage

    18 Feb 2025

    Dáil Second Stage

    The general principles of the Bill are debated

    18 Feb 2025

    Completed

  • Dáil Third Stage

    19 Nov 2025

    Dáil Third Stage

    The Bill is examined section by section and amendments may be made

    (Also known as Committee Stage)

    19 Nov 2025

    Completed

  • Dáil Fourth Stage

    27 May 2026

    Dáil Fourth Stage

    Amendments arising out of Committee Stage are considered

    (Also known as Report Stage)

    27 May 2026

    Completed

  • Dáil Fifth Stage

    17 Jun 2026

    Dáil Fifth Stage

    Final statements on the Bill are made and it is set down for Second Stage in the Seanad

    (Also known as Final Stage)

    17 Jun 2026

    Completed

  • Seanad First Stage

    n/a

    Seanad First Stage

    The Bill is deemed to have passed Seanad First Stage

    n/a

    Completed

  • Seanad Second Stage

    24 Jun 2026

    Seanad Second Stage

    The general principles of the Bill are debated

    24 Jun 2026

    Completed

  • Seanad Third Stage

    24 Jun 2026

    Seanad Third Stage

    The Bill is examined section by section and amendments may be made
    (Also known as Committee Stage)

    24 Jun 2026

    Completed

  • Seanad Fourth Stage

    8 Jul 2026

    Seanad Fourth Stage

    Amendments arising out of Committee Stage are considered
    (Also known as Report Stage)

    8 Jul 2026

    Completed

  • Seanad Fifth Stage

    8 Jul 2026

    Seanad Fifth Stage

    Final statements on the Bill are made
    (Also known as Final Stage)

    8 Jul 2026

    Completed

  • Enacted

    15 Jul 2026

    Enacted

    The Bill is signed into law by the President

    15 Jul 2026

    Completed

  • Related documents
  • Amendments
  • Debates

15 Jul 2026

Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Act 2026

27 May 2026

As amended in Committee/Select Committee (Dáil Eireann)

Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025

18 Feb 2025

As initiated

Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025

16 Jun 2026

Report Stage

Numbered List [Dáil]

26 May 2026

Committee Stage

Numbered List [Dáil]

Debates

8 Jul 2026

Seanad Éireann

Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025: Committee and Remaining Stages

24 Jun 2026

Seanad Éireann

Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025: Second Stage

17 Jun 2026

Dáil Éireann

Insurance (Disregard of Certain Medical History and Miscellaneous Provisions) Bill 2025: Report and Final Stages

27 May 2026

Select Committee On Finance, Public Expenditure, Public Service Reform And Digitalisation, And Taoiseach

Central Bank (Amendment) Bill 2025: Committee Stage

19 Nov 2025

Dáil Éireann

Central Bank (Amendment) Bill 2025: Referral to Select Committee [Private Members]

17 Jul 2025

Dáil Éireann

Central Bank (Amendment) Bill 2025: Second Stage [Private Members]

18 Feb 2025

Dáil Éireann

Central Bank (Amendment) Bill 2025: First Stage

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