Dáil Éireann Debate, Tuesday - 14 October 2025
365. Deputy Michael Cahill asked the Minister for Finance the number of people who purchased a house under the help-to-buy scheme for 2023, 2024 and 2025 in Kerry; and if he will make a statement on the matter. [55295/25]
View answerThe Help to Buy (HTB) incentive, is a scheme to assist first-time purchasers with the deposit they need to buy or build a new house or apartment. It also aims to encourage additional supply of new houses by supporting demand.
HTB provides a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four years, subject to limits outlined in the legislation.
The level of support available to first time buyers under the HTB scheme, is whichever is the lesser of:
• €30,000; or
• 10 per cent of the purchase price of the new property; or,
• the amount of Income Tax and DIRT paid in the four years before application for the relief.
Based on the latest available data (30 September 2025), the scheme has supported almost 60,000 individuals or couples to buy or build their own home.
I am advised by Revenue that the table below sets out the numbers of approved claims, and the number of individuals associated with those claims, for properties located in County Kerry.
|
Year of Approval |
Claims |
Individuals |
|
2023 |
78 |
145 |
|
2024 |
75 |
133 |
|
2025 ( as of 9 Oct 2025) |
90 |
158 |
