Dáil Éireann Debate, Tuesday - 14 October 2025
601. Deputy Keira Keogh asked the Minister for Housing, Local Government and Heritage the options or supports available to a person (details supplied) to financially assist with purchasing a property; and if he will make a statement on the matter. [54852/25]
View answerThe Government has committed to introduce a new national housing plan to follow Housing for All, including a Starter Home programme to promote home ownership and secure long-term rental. Delivering on that Programme for Government commitment will form part of our new housing plan.
While work is being undertaken to progress a new plan which will build on progress to date, the measures detailed in the Housing for All plan will continue to be progressed to accelerate and increase delivery of secure and affordable housing.
These measures are primarily aimed at supporting affordability constrained households, including single income households, with incomes too high to qualify for social housing, including the Local Authority Affordable Purchase Scheme, the First Home Scheme and Cost Rental.
In addition, the Local Authority Home Loan is a Government-backed mortgage for creditworthy applicants who cannot get sufficient funding from commercial banks to purchase or build a home. It has been available nationwide from local authorities since 4 January 2022 for first-time buyers and fresh start applicants. The loan can be used both for new and second-hand properties, or to self-build.
Other measures such as the Local Authority Purchase and Renovation Scheme, the Help to Buy Incentive, the Ready to Build Scheme and the Vacant Property Refurbishment Grant are also available to help make home ownership more affordable.
More information about the range of schemes available, including specific scheme criteria, can be found at the following link:
www.gov.ie/en/department-of-housing-local-government-and-heritage/campaigns/doors-open/ .
