Dáil Éireann Debate, Thursday - 16 October 2025
205. Deputy Séamus McGrath asked the Minister for Finance the number of help-to-buy claims approved since 1 July 2020, by county; the number of applicants associated with these claims; the number of claims by homebuyers excluding self-builds, by county; and if he will make a statement on the matter. [56403/25]
View answerThe Help to Buy (HTB) incentive is a scheme to assist first-time purchasers with the deposit they need to buy or build a new house or apartment. The incentive gives a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four years, subject to limits outlined in the legislation.
HTB provides a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four years, subject to limits outlined in the legislation.
The level of support available to first time buyers under the HTB scheme, is whichever is the lesser of:
• €30,000; or
• 10 per cent of the purchase price of the new property; or,
• the amount of Income Tax and DIRT paid in the four years before application for the relief.
Based on the latest available data (30 September 2025), the scheme has supported almost 60,000 individuals or couples to buy or build their own home.
I am informed by Revenue that, in the period between 1 July 2020 and 11 October 2025, there were 41,143 approved claims associated with 74,800 applicants. Within this time-frame, the approved claims in relation to purchased and self-build properties were 31,446 and 9,697 respectively.
The breakdown of the approved claims and applicants by purchased and self-builds by county is set out in the table below.
|
County |
Claims Approved (All) |
Applicants |
Claims Approved (Purchased) |
Claims Approved (Self-Build) |
|
Carlow |
446 |
779 |
294 |
152 |
|
Cavan |
426 |
783 |
181 |
245 |
|
Clare |
743 |
1,356 |
330 |
413 |
|
Cork |
6,269 |
11,373 |
4,959 |
1,310 |
|
Donegal |
825 |
1,483 |
326 |
499 |
|
Dublin |
6,078 |
10,914 |
5,997 |
81 |
|
Galway |
1,970 |
3,576 |
980 |
990 |
|
Kerry |
510 |
924 |
104 |
406 |
|
Kildare |
4,993 |
9,208 |
4,782 |
211 |
|
Kilkenny |
867 |
1,570 |
491 |
376 |
|
Laois |
1,340 |
2,460 |
1,082 |
258 |
|
Leitrim |
118 |
217 |
29 |
89 |
|
Limerick |
1,380 |
2,473 |
924 |
456 |
|
Longford |
118 |
220 |
13 |
105 |
|
Louth |
2,057 |
3,755 |
1,822 |
235 |
|
Mayo |
786 |
1,424 |
272 |
514 |
|
Meath |
4,033 |
7,425 |
3,446 |
587 |
|
Monaghan |
421 |
774 |
91 |
330 |
|
Offaly |
717 |
1,305 |
422 |
295 |
|
Roscommon |
329 |
600 |
119 |
210 |
|
Sligo |
399 |
703 |
263 |
136 |
|
Tipperary |
723 |
1,319 |
248 |
475 |
|
Waterford |
1,181 |
2,127 |
911 |
270 |
|
Westmeath |
779 |
1,412 |
516 |
263 |
|
Wexford |
1,623 |
2,932 |
1,063 |
560 |
|
Wicklow |
2,012 |
3,688 |
1,781 |
231 |
|
Totals |
41,143 |
74,800 |
31,446 |
9,697 |
