Dáil Éireann Debate, Tuesday - 17 February 2026
459. Deputy Cian O'Callaghan asked the Tánaiste and Minister for Finance the total value of the Irish deposit guarantee scheme fund, broken down by different sectors; and if he will make a statement on the matter. [11728/26]
View answerThe Central Bank of Ireland (CBI) has confirmed that the total value of the Deposit Guarantee Scheme (DGS) Contributory Fund as at the 31 December 2025 was €1.248 Billion. This figure is expected to be published on the European Banking Authority’s (EBA) website in April 2026; the figure for all prior years is available on the EBA website. All Credit Institutions (Banks and Credit Unions) authorised by the CBI are required to contribute to the DGS Contributory Fund.
The current DGS Contributory Funds are attributed to contributions received from Credit Institutions for the period 2016 to 2023, which is the period during which the DGS Contributory Fund was built up in order to reach a target level of 0.8% of covered deposits. This target level was met in July 2024 and as such the CBI sought no contributions from Credit Institutions in the 2024 or 2025 contribution cycles, the CBI have advised that this remains under review.
I am further advised by the CBI that Information is not provided on the amounts contributed by individual sectors, with reporting at all times completed on a combined basis for all contributing Credit Institutions.
