Dáil Éireann Debate, Thursday - 25 June 2026
126. Deputy Joe Cooney asked the Minister for Housing, Local Government and Heritage the number of local authority home loans issued, by county in 2023, 2024, 2025 and to date in 2026; the number of LAHLs, by county that have been refused for the same periods; the average household income by county, for those who have been refused a LAHL; and if he will make a statement on the matter. [48244/26]
View answerApplications for a Local Authority Home Loan are made through the individual Local Authorities and the final decision on loan approval is a matter for the relevant local authority and its Credit Committee on a case-by-case basis. Decisions on all housing loan applications must be made in accordance with the Regulations establishing the scheme and the Credit Policy that underpins the scheme, in order to ensure prudence and consistency in approaches in the best interests of both borrowers and the lenders, the local authorities.
Information on the number of applications for a Local Authority Home Loan made to local authorities, the number of applications refused or the average household income for these applications is not held by my Department.
My Department publishes information on the number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns. Local authority approval means that an official letter of offer has been sent to a borrower (and therefore relates to a specific property and loan amount). Information on drawdowns, approvals, average drawdowns, and average approvals for Local Authority Home Loans [and its predecessor] are available on my Department’s website at the following link:
https://www.gov.ie/en/collection/42d2f-local-authority-loan-activity/#local-authority-loans-approvedpaid
