Dáil Éireann Debate, Tuesday - 25 November 2025
284. Deputy Peadar Tóibín asked the Tánaiste and Minister for Finance if he is aware of court cases involving home mortgages held by loan servicing companies who were conducting themselves as both servicers and beneficial owners. [66137/25]
Amharc ar fhreagra286. Deputy Peadar Tóibín asked the Tánaiste and Minister for Finance the number of homes estimated to have their mortgages transferred to a loan servicing company, each year for the past ten years. [66143/25]
Amharc ar fhreagraI propose to take Questions Nos. 284 and 286 together.
The activity of ‘credit servicing’ is a regulated activity and any entity carrying out that activity falls within the authorisation scope of the Central Bank of Ireland.
Matters in relation to the initiation and pursuance of court cases are matters for the courts.
In relation to loan transfers, the Central Bank of Ireland has advised that it does not publish the number of mortgage loans transferred to credit servicing firms. However, the Deputy may wish to note that in its ‘Residential Mortgage Arrears and Repossessions Statistics’ data series the Central Bank publishes quarterly data on the number of mortgages held by both bank and by non-bank (which includes retail credit and credit servicing firms) regulated entities.
