Dáil Éireann Debate, Tuesday - 25 November 2025
505. Deputy Joe Cooney asked the Minister for Housing, Local Government and Heritage the number of applications, and the number of approvals, for the local authority purchase and renovate loan applications, by county, by year to date in 2025, in tabular form; and if he will make a statement on the matter. [65135/25]
Amharc ar fhreagraApplications for a Local Authority Purchase and Renovation (LAPR) Loan are made through individual local authorities and the final decision on loan approval is a matter for the relevant local authority and its Credit Committee on a case-by-case basis.
Decisions on all housing loan applications must be made in accordance with Regulations establishing the scheme and the Credit Policy that underpins the scheme, in order to ensure a prudent and consistent approach in the best interests of both borrowers and the lenders, the local authorities.
Information on the number of persons making applications for a LAPR loan to local authorities is not held by my Department. My Department publishes information on the number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns for both the Local Authority Home Loan and the Local Authority Purchase and Renovation Loan. Local authority approval means that an official letter of offer has been sent to a borrower (and therefore relates to a specific property and loan amount). Information on the Local Authority Purchase and Renovation Loan is published at national level only. This is done to ensure that no individual is identifiable from the data provided, following principles laid out in both the General Data Protection Regulation and Data Protection Act of 2018
Information on drawdowns, approvals, average drawdowns, and average approvals for Local Authority Home Loans and Local Authority Purchase and Renovation loans are available on my Department’s website at the following link:
https://www.gov.ie/en/collection/42d2f-local-authority-loan-activity/#local-authority-loans-approvedpaid
