Léim ar aghaidh chuig an bpríomhábhar
Gnáthamharc

Departmental Data

Dáil Éireann Debate, Wednesday - 10 December 2025

Wednesday, 10 December 2025

Ceisteanna (235)

Ken O'Flynn

Ceist:

235. Deputy Ken O'Flynn asked the Minister for Housing, Local Government and Heritage the number and value of residential property purchases completed by non-resident buyers in each of the past five years, disaggregated by price band and county; the proportion of these purchases completed without mortgage finance; and the actions his Department is considering to protect housing affordability for domestic buyers in light of rising non-resident activity. [70737/25]

Amharc ar fhreagra

Freagraí scríofa

My Department does not collect the data sought. The Central Statistics Office collects data in relation to dwelling transactions but does not disaggregate by residency status.

Government is focused on increasing the national housing stock and ensuring a suitable range of housing, across tenure types, is available to all. The new housing plan Delivering Homes, Building Communities builds on the foundations laid under Housing for All to enable delivery of a minimum of 300,000 new homes, including record levels of new social homes, an ambitious nationwide Starter Homes Programme and the provision of additional delivery in the areas of Purpose Built Student Accommodation (PBSA) and vacant and derelict properties brought back into use, as set out in the Programme for Government.

This will have a meaningful impact on the housing market, increased supply will help dampen house price growth and ease affordability challenges across the country, and ensure that everyone has a range of housing options available to them, whether they want to buy a house, rent one, or are in need social housing. Measures such as the Local Authority Home Loan, the Local Authority Purchase and Renovation Scheme, the Help to Buy Incentive, First Home Scheme and the Vacant Property Refurbishment Grant are also available to help make home ownership more affordable.

In this context, household buyers and particularly first-time buyer activity remains robust, with recent data showing the number of new homes purchased by first-time buyers (FTB's) increased 25% year-on-year in the 12-months to end September 2025. While Mortgage drawdowns increased 10% year-on-year in the 12-months ending Q3 2025 at circa 45,700. More than 27,300 of these were drawndown by FTB's, an increase of 7% year-on-year. FTB's continued to be the most active segment in the market, accounting for 59.7% of drawdowns in the 12 months ending Q3 2025, these were the highest annualised FTB drawdowns since the 12 months ending Q4 2007.

At the same time, Government recognises the need to prevent the inappropriate purchase of family homes by investors. Accordingly, planning measures were introduced in May 2021 to prevent the bulk-purchase of new 'own-door' houses and duplexes in lower density housing developments. These measures have succeeded in restricting almost 64,000 or so residential units from bulk purchase or multiple sales to a single purchaser. In addition, Government introduced, in Budget 2025, a higher stamp duty of 15% on the cumulative purchase of 10 or more residential properties (excluding apartments).

Recognising the need to ensure an appropriate balance of homes across all tenures (namely social, affordable, and private rental and purchase), any further measures to either restrict or support activity by different buyer types will be kept under review, as with all matters of housing policy.

Roinn