Dáil Éireann Debate, Tuesday - 16 December 2025
644. Deputy Ciarán Ahern asked the Minister for Social Protection if informal non-cohabitant financial assistance that does not constitute income for the recipient is assessed as part of the means test for the State pension (non-contributory); and if he will make a statement on the matter. [71809/25]
Amharc ar fhreagraState Pension (Non-Contributory) is a means-tested payment for people aged 66 and over, habitually residing in the State, who do not qualify for a State Pension (Contributory), or who only qualify for a reduced rate contributory pension based on their social insurance record. For the purposes of the means-test, from application stage through the lifetime of a claim, an applicant must provide full and up to date details of any income(s), asset(s), savings and investment(s) held, including any changes that occur.
Social welfare legislation provides that means tests take account of the income and assets of the person (and their spouse or partner, if applicable) applying for the relevant scheme. The means assessment includes income from sources such as employment, self-employment, occupational pensions, maintenance payments and other sources. It also includes property owned, other than the family home, and capital such as savings, shares, and other investments. Income earned under the rent-a-room tax relief scheme is exempt from the means test.
An applicant can have savings or assets of up to €20,000 and earnings of up to €200 per week from paid employment and still qualify for a full State Pension (Non-Contributory). The first €30 per week of means does not affect the rate of the pension. After that first €30, the pension is reduced by €2.50 for every €2.50 of means. If a person’s assessed weekly means is over €292.51, they will not be eligible to receive a State Pension (Non-Contributory) Pension.
I trust this clarifies the matter for the Deputy.
