Dáil Éireann Debate, Thursday - 18 December 2025
203. Deputy Aisling Dempsey asked the Tánaiste and Minister for Finance the number of people that have been supported under help-to-buy scheme since 2020; and if he will make a statement on the matter. [69654/25]
Amharc ar fhreagraThe Help to Buy (HTB) incentive is a scheme to assist first-time purchasers with the deposit they need to buy or build a new house or apartment. It also aims to encourage additional supply of new houses by supporting demand. The incentive gives a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid in Ireland over the previous four years, subject to the limits outlined in the legislation.
The level of support available to first time buyers under the HTB scheme, is whichever is the lesser of:
• €30,000; or
• 10 per cent of the purchase price of the new property; or,
• the amount of Income Tax and DIRT paid in the four years before application for the relief.
I am informed by Revenue that, in the period 1 January 2020 to 14 December 2025, there were 45,481 approved claims in relation to 82,728 people.
