Dáil Éireann Debate, Thursday - 26 March 2026
318. Deputy Donnchadh Ó Laoghaire asked the Minister for Housing, Local Government and Heritage for a breakdown of the total amount of local authority home loan applications, by local authority; and the number of successful applications, in tabular form. [23426/26]
Amharc ar fhreagraApplications for a Local Authority Home Loan are made through individual local authorities and the final decision on loan approval is a matter for the relevant local authority and its Credit Committee on a case-by-case basis.
Decisions on all housing loan applications must be made in accordance with the Regulations establishing the scheme and the Credit Policy that underpins the scheme, in order to ensure prudence and consistency in approach in the best interests of both borrowers and local authorities.
My Department publishes information on the number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns. Local authority approval means that an official letter of offer has been sent to a borrower (and therefore relates to a specific property and loan amount).
Information on drawdowns, approvals, average drawdowns, and average approvals for Local Authority Home Loans [and its predecessor] are available on my Department’s website at the following link:
www.gov.ie/en/collection/42d2f-local-authority-loan-activity/#local-authority-loans-approvedpaid
