Dáil Éireann Debate, Tuesday - 21 April 2026
561. Deputy Pearse Doherty asked the Minister for Housing, Local Government and Heritage the number of applications submitted from Donegal for the mortgage to rent scheme; the number of these applications that have been successful; the number still being processed; the length it takes for an application to be deemed successful or unsuccessful, in tabular form; and if he will make a statement on the matter. [27925/26]
Amharc ar fhreagraThe table below sets out the number of Mortgage to Rent (MTR) applications relating to County Donegal from the start of the scheme in 2012 up to Q1-2026.
|
Local Authority |
Total MTR Applications |
Completed cases |
Active Cases |
|
Donegal County Council |
132 |
33 |
4 |
Of the total of 132 MTR applications submitted, 33 were withdrawn from the scheme. Other cases did not progress due to reasons such as, duplication of applications, not meeting the eligibility criteria, no MTR Provider wishing to purchase the property, a sale price not being agreed, or Donegal County Council declining to admit the property into the scheme.
The MTR scheme is administered by the Housing Agency on behalf of my Department. In 2025, the average timeframe, from when an MTR case was lodged with the Housing Agency to its completion, was approximately 8 months. More complicated MTR cases, for example involving marital breakdown or other changes in circumstances, generally take longer than 8 months to complete.
The average timeframe for processing those MTR cases which are deemed ineligible for the scheme, or are terminated was approximately 7 months.
The Housing Agency publishes, on a quarterly basis, detailed statistical information on the operation of the MTR scheme, which can be accessed on their website at the following link: www.housingagency.ie/housing-information/mortgage-rent-statistics.
The Local Authority Mortgage to Rent (LAMTR) scheme is a parallel initiative to help homeowners who have mortgages through their local authority, and are at risk of losing their homes due to mortgage arrears.
The table below sets out the number of LAMTR applications relating to Donegal up to Q1-2026.
|
Local Authority |
Applications |
Completions |
Active |
|
Donegal County Council |
20 |
20 |
0 |
My Department publishes the LAMTR statistics on an annual basis and they can be located at: www.gov.ie/en/department-of-housing-local-government-and-heritage/collections/local-authority-loan-activity/#local-authority-mortgage-to-rent-scheme.
