Michael Cahill
Ceist:345. Deputy Michael Cahill asked the Minister for Housing, Local Government and Heritage to urgently examine a matter (details supplied); and if he will make a statement on the matter. [35936/26]
Amharc ar fhreagraThursday, 14 May 2026
Ceisteanna (345)
Freagraí scríofa
The Local Authority Home Loan is a Government-backed mortgage for creditworthy applicants who cannot get sufficient funding from commercial lenders to purchase or build a home. The loan has been available nationwide from local authorities since 4 January 2022 for first-time buyers and fresh start applicants. The loan can be used both for new and second-hand properties, or to self-build.
Applications for a Local Authority Home Loan for the purposes of funding a self-build property will only be considered in circumstances where the security property in question is a new construction, i.e. properties that are part-built or otherwise commenced at the time of making a Local Authority Home Loan application will not be eligible for consideration. There are no plans to change this requirement.