Dáil Éireann Debate, Thursday - 18 June 2026
4. Deputy Eoin Hayes asked the Minister for Social Protection to outline the plans his Department has to reverse the trend of increasing levels of poverty amongst older people living alone; and if he will make a statement on the matter. [46289/26]
Amharc ar fhreagraMy question is about older people living alone. According to the Central Statistics Office, CSO, about 30%, or one in three, are at risk of poverty. It seems quite incredible that in a country with a €9 billion surplus in cash and one of the highest GDPs per capita in the world that we would have such a level of people living alone and pensioners in poverty. I would like to hear what the Minister is going to do about it.
I thank the Deputy. As he knows, the State pension is the bedrock of our pension system in Ireland. As reflected in data from the CSO, it is effective in ensuring that our pensioners do not experience poverty. We, as a Government, are committed to ensuring that this remains the case for current pensioners, including those nearing State pension age, and today’s young workers, including those only starting their careers.
Over €12 billion was allocated to State pensions in budget 2026, an increase on budget 2025. From January of this year, the weekly State pension increased by €10, which now means the maximum rate of the State contributory pension is €299.30 per week. Since 2021, the State contributory pension has increased by €51 per week, which shows a commitment to supporting older people. This continues to be a priority for me.
It is recognised that the cost of living for a person living alone is greater than the individualised cost of one of two or more people living together. That is why a weekly living alone increase of €22 is payable to all those aged 66 and over, who are in receipt of a State pension payment from my Department. The living alone allowance has risen by over 144% since 2019, when it was €9 per week. It is paid to about 260,000 people every week. All of these recipients also qualify for the so-called free schemes under the household benefits package, including an electricity or gas allowance and a free TV licence. The telephone support allowance and the fuel allowance payment which, as the Deputy will be aware, was extended by a further four weeks in 2026, is also available subject to a means test.
The rates of primary and secondary payments to pensioners, and their adequacy, are considered in the context of the annual budgetary process. In doing so, we consider evidence from a wide range of sources, including agencies such as the CSO, and also research from groups such as the Vincentian Partnership for Social Justice and its minimum essential standard of living, which has just been published today. I am very conscious about the pressures facing those living alone. It will very much feed into my work in the context of budget 2027.
The Minister said that the State pension is aimed at making sure older people do not experience poverty but, according to the CSO, one in ten is experiencing consistent poverty. That is a doubling since the year before in 2024. Notably, this is particularly acute in rural areas and in the Minister's constituency of Mayo and Belmullet. Some 27% of households are reliant on the State pension exclusively. They are living alone; they are isolated in rural areas and entirely reliant on State support. One of the things the Minister mentioned was the increase to the living alone allowance. He selectively looked at 2019. The majority of that increase happened in 2020 and there has not been a significant increase to the living alone allowance since. What will the Minister do on the living alone and telephone allowances in the forthcoming budget? What is the threshold for him to tackle poverty for people living alone?
I am very aware of the people of Belmullet. I had the privilege of being there recently at a 100th birthday, and with a neighbour who is 101. I give my good wishes to Mrs. Ginnelly who is 100 today. That is three people in one village breaking the 100 year mark. I am very aware of it and of older people everywhere, including in Dublin Bay South. We want to ensure there is an adequacy of income, particularly for those living alone. I am very aware of the gap and the cliff edge - for want of a better phrase - that people face when they lose their partner. They are left with the same expenses but their income is reduced. We are definitely looking at the living alone allowance but, as I said, when you look at the level of increase since 2019, it is 144%. It was €9 per week in 2019, so there has been a very definitive increase there, and also when you look at the other payments that are available. The fuel allowance is paid to many pensioners. That was extended for four weeks to bring it to 1 May.
We are looking at the telephone support allowance and the free TV licence. We are looking to see if those payments continue to be relevant in the context of different forms of communication, such as streaming services, etc. I want to make sure that communications are as relevant as possible because for somebody living alone, communications and the ability to have them are essential.
I would strongly welcome the Minister doing that in the forthcoming budget. To come back to the fuel allowance in particular, many older people are struggling to heat their homes. They are often staying in bed rather than getting up because they cannot afford the gas or the home heating oil.
I want to focus on the question of targeted energy credits. This is something that has been talked about in the House many times. There are 500,000 households in arrears, according to the Commission for Regulation of Utilities. I assume that many households like that include older people living alone. The Minister's Department, in particular, has an obligation to look at how it targets energy credits for different people. I know it can be administratively difficult but I would be interested to know if that is something the Minister is planning to do as well for older people living alone.
The fuel allowance is paid to many people, such as pensioners, but it is paid to allow them make decisions about their own fuel and energy. I am certainly open to ideas as to how we make sure it can help people directly with fuel payments. People's fuel demands and fuel bills are different, depending on their use of fuel, what kind of heating systems they have and where they live. The whole basis of the fuel allowance, which we increased by €5 per week and extended by four weeks, is that people have the choice to use that money to make the payment for their fuel in whatever way they want. We have seen proposals and had proposals and debate about how that gets targeted but I am not sure, by taking away people's choice, whether we will worsen the situation inadvertently. There are proposals that we should give it directly to energy companies but I am not convinced that will work. For many people, that might not be their fuel pressure in terms of income. I am very open to proposals on how we can use the fuel allowance to ensure we have more targeting. I look forward to the proposals in the Deputy's budget submission.
