The Mortgage to Rent (MTR) scheme was introduced in 2012. It offers households with acute, unsustainable mortgage arrears who have little or no prospect of a significant change in circumstances, the chance to surrender a property to a lender and in turn become a social housing tenant whilst staying in their own home and community.
The table below sets out the number of Mortgage to Rent applications completed from AHBs, Private Providers and Local Authorities to date in 2026.
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MTR applications completed by AHBs
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20
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MTR applications completed by Private Providers
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68
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MTR applications completed by Local Authorities
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0
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The Housing Agency publishes, on a quarterly basis, detailed statistical information on the operation of the AHB and Private MTR scheme, which can be accessed on The Housing Agency's website at the following link: www.housingagency.ie/housing-information/mortgage-rent-statistics
A breakdown of all Local Authority MTR transactions is available from the Department’s website at the following link: www.gov.ie/en/department-of-housing-local-government-and-heritage/collections/local-authority-loan-activity/#local-authority-loan-arrears